๐Ÿ’œ New from Brightledger

Budget like you actually
get paid โ€” biweekly.

PayTrack is a smart budget app that lives on your iPhone home screen. No App Store. No subscription. Just set it up once and start tracking โ€” with goals, spending categories, LOC tracking, and a cash flow schedule built for real life.

One-time purchase ยท Instant download ยท Works on iPhone, Android & desktop
9:41 AMโ—โ—โ—
Available balance
$2,418.50
Updates as you log spending
๐Ÿ“‹ 50/30/20 plan active
Spending so far
๐Ÿ›’
Groceries
$85
โ›ฝ
Gas
$69
๐Ÿ›๏ธ
Shopping
$202
๐ŸŽญ
Fun
$55
โญ
Kids
$120
๐Ÿ“ฆ
Misc
$30
Home
Goals
Log
LOC
More
Home screen
9:41 AMโ—โ—โ—
Budget plan
โš–๏ธ 50/30/20
๐Ÿ’ช Ramsey
๐Ÿ˜Œ Relaxed
โœ๏ธ Custom
โš–๏ธ 50/30/20 Rule
50% needs, 30% wants, 20% savings. A flexible, sustainable approach.
๐Ÿ›’ Groceries$85 / $300
$215 remaining
๐ŸŽญ Fun$480 / $400
$80 over budget!
๐Ÿ›๏ธ Shopping$202 / $350
$148 remaining
Home
Goals
Log
LOC
More
Goals tab
9:41 AMโ—โ—โ—
Line of credit tracker
Total borrowed
$685
Total fees
$45
Net received
$640
# of draws
1
Add LOC draw
Amount borrowed...
Fee...
Add LOC draw
Home
Goals
Log
LOC
More
LOC tracker
What's included

Everything you need.
Nothing you don't.

Built for people who get paid biweekly, manage variable expenses, and want a budget that actually keeps up with real life.

๐ŸŽฏ
3 budget plan presets + Custom
Choose 50/30/20, Dave Ramsey, or Relaxed โ€” or set your own limit for every category. Switch anytime.
๐Ÿ“Š
9 spending categories with progress bars
Groceries, gas, mani/pedi, kids, shopping, fun, misc, transfers, and big expenses โ€” each with a live goal tracker.
๐Ÿ’ณ
Line of credit tracker
Log draws, fees, and net amount received. Balance updates automatically. Full draw history saved.
๐Ÿ“…
Cash flow schedule
See upcoming paychecks and expenses on a calendar-style schedule. Know what's coming before it hits.
๐Ÿ’ฐ
Savings tracker
Log transfers to savings with a note and running total. Watch your savings grow over time.
โš™๏ธ
Editable income settings
Update your paycheck when your 401k or deductions change. Everything recalculates instantly.
๐Ÿ’พ
Auto-saves to your phone
No account, no cloud, no subscription. Data lives on your device. Export a backup file anytime from Settings.
๐Ÿ“ฑ
Works like a real app
Add to your iPhone home screen and it opens full-screen โ€” no browser bars, no App Store needed.
โœ๏ธ
Tap to edit anything
Made a mistake? Tap any transaction to edit the amount or delete it. Balance updates instantly.

Choose a plan that fits your life

Pick a preset to get started โ€” or go fully custom. You can switch anytime from the Goals tab.

โš–๏ธ
50/30/20 Rule
50% needs, 30% wants, 20% savings. Flexible and sustainable for most people.
PopularBalanced
๐Ÿ’ช
Dave Ramsey
Zero-based budgeting. Every dollar has a job. Aggressive debt payoff focus.
StrictDebt-focused
๐Ÿ˜Œ
Relaxed
More breathing room for enjoying life. 70% spending, 10% savings.
FlexibleBeginner
โœ๏ธ
Custom
Set your own dollar limit for every single category. You know your life best.
Your rulesFull control

Up and running in 5 minutes

One file. No installs. A full setup guide is included with your purchase.

1

Download the file

You receive PayTrack.html and a PDF setup guide instantly after purchase. Save the file to your iPhone via AirDrop, email, or iCloud Drive.

2

Open in Safari

Tap the file in your Files app and open it in Safari. The onboarding screen walks you through entering your name, balance, income, and choosing a budget plan.

3

Add to your home screen

Tap Share โ†’ Add to Home Screen. PayTrack gets its own icon and opens full-screen like a real app โ€” no browser bars, no App Store required.

4

Start tracking

Tap a spending square to log a purchase. Check the Goals tab to see how you're tracking. Your balance updates in real time. Data auto-saves to your phone.

Get PayTrack

One price. Yours forever.

No subscription. No account. No App Store fees.

$15
One-time purchase ยท Instant download

Everything included

โœ“ PayTrack.html โ€” the full app
โœ“ Setup & User Guide PDF
โœ“ Works on iPhone, Android & desktop
โœ“ Auto-saves to your phone โ€” no account needed
โœ“ Export & import backup
โœ“ Free updates for life
Buy now โ€” $15 โ†’ Also available on Etsy for $12 โ†’
Digital product โ€” instant delivery. Due to the nature of digital downloads, all sales are final. Questions? Email ana@brightledgercfo.com